Benefits of refinancing auto loan

Everyone takes a loan when they take buy a car. It is the only option for a common consumer as cars are really expensive and people can only afford a car through a loan which they can repay in monthly installments. The arrangement has been great so far and millions of people have purchased their car through this. However, now that the economy has drastically declined and everyone is feeling the credit crunch, things are not that great anymore. If you have bought a car one or two years ago, when the economy was in a good condition, you might have ended up with an installment rate between 7% to 9%. However, now that economy is in a bad condition, people getting car loans might have to pay less than that. Hence, you would end up as a looser paying more for your car loan. However, with the help of auto loan refinancing, you can still win the situation. This would be a perfect answer your request “slash my payments“.

 

 

Auto loan refinancing might sound like a new term to you but it is nothing like a rocket science. It is just a simple process of replacing your old car loan with new terms and conditions which suits the current market and your preferences. But don’t be confused between refinancing and a new loan. A new loan could be helpful to get some extra money whereas in refinancing you just simply change the terms and conditions such as rate of interest or loan period. Hence, through refinancing, you can save some money on your monthly installments.

 

 

There are some companies who have been providing refinancing solutions at a reasonable price. Keep it in mind that most of the organizations or financial firms will charge you for refinancing. Hence, you should consider everything before you opt for refinancing and save some money. The very first thing that you should consider before calling a refinancing expert is the market condition. If there is a fall in economy and interest rate, you can consider this option. However, it has to be a substantial decrease in the rate. For example, if you took a loan at 8% one year ago, and now the current rate is 5% or 6%, you should definitely go for this. Another thing that you need to consider is the current value of your car. If the car value is less than the loan, then there is no point in going through all these hassles. Next thing you should consider for refinancing is the loan period. If it is less a year, you won’t have any scope to refinance your car loan. However, if everything falls in favor for you, just simply go ahead and refinance your car loan.

 

 

You may also contact professional loan advisors from Ignition Financial which is one of the leading firms in the country. They have a dedicated team of experts who will go through your car loan, analyze everything and give you the best refinancing solutions. They also have the Ignition Financial refinance car loan calculator that you can use to understand how much you will save on your car loan installments through their auto loan refinancing solutions.

 

 

 

Get An Accurate Calling Service Agreement That Guarantees Your Inmate Calls

Knowing that you have a reliable network to talk to your loved ones is very important to thousands of inmates and families around the world. A recent Certification 1 has allowed Securus Technologies to expand their services around the globe. They have taken on the initiative that will allow them to train over 1,600+ IT professionals in communications, support, and inmate surveillance. Their highly trained professionals will be equipped to process inmate calls from around the world. Their recent certification has caused them to be one of the largest network providers in the industry, as reported by, PRN Newswire.

 

Who Is Securus Technologies?

 

Securus is widely known for being an inmate regulating calling giant that monitors, provides surveillance, and technical support for inmate calls. Over the past year, they have been responsible for processing over 53.4 billion inmate calling minutes as a network provider. They have been proudly serving the inmate calling network for over 25+ years and they are committed to customer service excellency. They offer services that are not offered by their competitors. A fourth quarter audit done by Securus is responsible for catching a few irregularities associated with Global Tel-Link and those inaccuracies were immediately corrected.

 

Securus Technologies Features

 

Advanced Pay

 

Advanced Pay features allow you to purchase inmate phone credits in advance from their website or telephone number. This feature completely eliminates the need to locate an authorized agent.

 

Video Chat

 

Vimeo has teamed up with Securus to bring their customers video chat features that allow your loved ones to visit you over the internet when you’re in a correctional facility. You talk over a high definition picture with superior sound.

 

You’re invited to visit the Securus Technologies website for more details and promotional offers today.

 

How to Succeed in Life with Marc Sparks

Marc Sparks is known around the Dallas area as a philanthropist and a successful venture capitalist. He makes a living by funding other people’s ideas. He has a philosophy that he should not keep all the money he makes for himself but should share with the less fortunate people in the society. When in college, Marc was a C student.

However, this did not deter him from making it in life. He uses his life experience to motivate other people that they can still make it in life despite a poor academic background. Marc Sparks is also an accomplished author. He has published a book called They Can’t Eat You.

s some of his fortunes with the Samaritan Inn that is based in Dallas, Texas. This is a facility that takes care of the homeless people within the area offering them food, shelter, and even clothes. Under his guidance, the facility now offers financial planning as well as career counseling for the less fortunate.

Also, Marc Sparks has made sure that the Samaritan Inn offers health programs and job placement for the homeless people. Marc Sparks has also been involved with the Habitat for Humanity where he has helped them build new homes for the homeless.

Apart from these two organizations, Marc Sparks is a supporter of the America Can! This is a project that is designed to fund poor students from the Dallas area get a good education. With this project, Marc has donated millions of dollars and even laptops.

Marc Sparks has a special interest in the telecommunication industry. Some of his most successful ventures have been in this industry. He also invests in other industries such as the real estate business and venture capitalism.

His most successful ventures include the Blue Jay Wireless as well as the Cardinal Telecom LLC. He has also been involved with the Splash Media. Currently, Marc Sparks is involved with a company called Timber Creek Capital. This is a firm that specializes in helping other companies develop and make wise investment decisions.

His wife has had a major influence in his life. The two are credited with the establishment of the Spark Tank competition. This competition is geared towards funding nonprofit organizations. If the participating organizations can meet the standards set by the organizers, they stand to win a funding of $ 5000.

Marc Sparks advises the young people willing to venture into entrepreneurship to have unique ideas and products. He also advises them to believe in their products.

Beyond The Darkness: PodcastOne Launches a Paranormal Show

In December 2016, Norman Pattiz, the founder and executive chairman of PodcastOne, announced the launch of a new network program, ‘beyond the darkness.’ The program will have entertaining and enlightening conversations with the renowned researchers. The program is expected to challenge viewers about everything they think they know about ghosts, aliens, demons, angels, monsters, miracles and mysteries. Hosted by the great author and radio host Dave Schrader and radio producer and host Tim Dennis, new episodes will be available on Mondays on PodcastOne.com, the PodcastOne app, and iTunes.

 

This show is the newest on WWE luminary Chris Jericho’s Podcast network. Being one of the best in PodcastOne network, Jericho successfully managed evolution from just wrestling t comedy and now into the world of paranormals. Jericho expressed his excitement for the launch of the program. The program is expected to attract a massive fan base due to their trust and believe on the two hosts of the program, Tim Dennis, and Dave Schrader. Moreover, Jericho believes that the subject matter will enable the firm to grow its already massive audience to unimaginable size.

 

 

About Norman Pattiz

 

Born in 1943, Norman Pattiz has grown to become an American broadcasting entrepreneur and he is the executive chairman of PodcastOne since 2016. Before becoming the executive chairman of PodcastOne, Mr. Norman served as the CEO of the firm. He established Westwood One in 1974 and acted as the CEO and consultant of the company. Under his leadership, Westwood One grew to become America’s largest radio network and providers of news, entertainment, sports, and traffic programming to the broadcasting industry. Additionally, Norman is a regent of the University of California, the chairman of the Lawrence Livermore and Los Alamos national security laboratories. Moreover, Norman was inducted into the National Radio Hall of Fame and later, the Library of American Broadcasting awarded him the Giants of Broadcasting Award.

 

With over 40 years experience in radio syndication, Norman founded and launched Courtside Entertainment group in 2010. The firm was started to produce and distribute quality programming. After recognizing the untapped potential in the audio industry and began PodcastOne at the end of 2012. The organization quickly grew to become the leading producer and distributor of audio-on-demand programming. In 2000, Norman was appointed by President Clinton and reappointed in 2002 by President Bush to chair the Broadcasting Board of Governors of the United States of America. The agency mandate is to oversee all US nonmilitary broadcasting services including; The Voice of America, Radio Liberty, Radio Free Europe, Middle East Broadcasting among others. Under his leadership, the agency managed to launch America’s Arabic language radio and television services in all the 22 countries in the Middle East. He also started Farsi language broadcasting to Iran, which currently enjoys a weekly audience of over 40 million listeners.

Learn more:

http://www.hsacouncil.org/norman-pattiz/

Philanthropist George Soros Is Not A Trump Fan

Donald Trump surprised the world when he won the election. People around the world were stunned by the election’s outcome. Trump has worldwide recognition, thanks to his licensing deals on opensocietyfoundations.org. The Trump name is a brand, so everybody knows Donald Trump. Trump is one of those people that other people either love or hate. There is no middle ground when it comes to feelings about “The Donald.” New Yorkers have managed to tolerate Trump over the overs, and it appears the rest of the country will have to do the same thing over the next four years. But millions of people are mad, and they want to push the eject button and get that “bag of wind” out of the White House even before he moves in. That’s a tall order, but George Soros and other Democrats are trying their best to hold Trump accountable, according to a recent politico.com article.

George Soros is another person that has worldwide recognition. The Soros name is not associated with fancy hotels or golf courses. Soros is known for his philanthropic endeavors and for being one of the richest people in the world. George is not afraid to make donations. He spent more than $24 million on the 2016 election. George Soros wanted to keep Trump out of the White House. Soros had the same feeling about George W. Bush in 2004. The Democrats lost the election, but Soros and his wealthy political allies are not giving up the fight. The Democratic Alliance Donor Club recently met to discuss Trump’s presidency and to formulate a plan to keep Trump true to the American constitution. Keeping Trump in line will be an expensive, full-time job, but Soros and others are up for the challenge.

Challenges are something George Soros knows about first-hand. He became a refuge in the 1940s, thanks to the Nazi occupation of Hungary. Eighty-six-year-old Soros was born in Hungary to Jewish parents. George had to hide his faith in order to survive, but he has never denied he was Jewish.

Soros made his way to London, and he found a job in a restaurant. George was smart enough to be accepted to the London School of Economics. He earned two degrees in philosophy from that institution. George moved to America in the 1950s, and he went to work on Wall Street. He has been investing and giving money away for the Last 60 years. Trump may think he’s got a lot of support, but George Soros and other Democrats have just as much support now that the election is over.

Get Better Financing Terms That Are Courtesy Of Ignition Financial

A lot of people are misled to think that they’ve gotten the best deal when they make a car purchase from a dealership, but this may be extremely far from the truth. Car dealerships make money by charging as much as is possible with interest rates, even when you may qualify for a better rate. Even if you do get the best rate possible and agree to the terms, there may still be a secret interest rate that’s been added to your loan, which can linger from 2% to 4%, which jacks up your overall rate.

 

Imagine paying even an extra 2% every month on your loan because your dealer wanted to get extra money on top of what you’re already paying for your car, doesn’t seem fair does it? The fact is, many dealers are trying to maximize their earning on each sale, which is why a lot of people prefer to buy a car outright if it’s possible. Many people just cannot afford to pay thousands of dollars for a car at one time, which is why financing is necessary. Anyone with great credit can get better financing terms and rates, but what about those with not so good credit?

 

Even if your credit isn’t perfect, you can always build up a credit history that gives you better payment terms and rates for the car you are purchasing. If you’ve had the car for under a year or for several years, it doesn’t matter because it’s still possible for your refinancing terms to be in your favor, especially if you have been making payments on time.

 

Having good credit is what will give you the best terms for refinancing. You should always check to see if you are eligible for a lower rate than you’re paying now by going to the website for Ignition Financial and filling out an application. Think “slash my payments” when you think about refinancing your car with Ignition Financial because that’s what will happen. It’s time for you to see what better rates are out there, especially since Ignition Financial has many professionals that can help you. Imagine having a much lower car payment every month while still building your credit history.

 

Brian Bonar, an ultimate finance expert

Brian Bonar is a successful investor and finance enthusiast currently based in San Diego, California. Bonar currently works as the Chief Executive Officer as well as the Chairperson of Dalrada Financial which is situated in San Diego and majors on giving business process outsourcing, financial services, tax deferred benefits, and insurance.

This company works with many organizations around the Unites States. From the time Brian took over, Dalrada has created an impressive legacy in the finance sector. Under his reign, Dalrada has helped clients protect their assets as well as manage their finances. The progress of the corporation and its commitment to the clientele is a reflection of the passion that Bonar has demonstrated throughout his profession.

Brian is also the CEO and chairperson of Trucept. Its headquarters are in Escondido, California. In addition, Brian has also worked for IBM, ITEC Image Technologies, AMS Outsourcing, QMS, etc.

The Scottish finance professional also works for Smart-Tek Automated Services and Allegiant Professional Business Service. Allegiant specializes in offering human resources to small and middle-sized businesses. In addition, it provides the clients with payroll processing, employee benefits, reimbursement insurance, and administrative services.

Brian is one of the few financial experts who understands that it takes more that hard work and experience to lead a company in the right direction. Presenting one’s coveted personal traits in the finance field and versatility is the way to go in this domain.

Brian Bonar studied mechanical engineering at the University of Strathclyde in Glasgow. Afterward, he went to Stafford University and graduated with a master’s degree in the same domain. He also holds an MBA from Staffordshire University and Ph.D. in International Business Development Studies from the same university. Bonar is prominent in the finance field.

He has won several awards including the Executive of the year by Cambridge. As a man of numerous gifts, he specializes in several subjects for example mergers & acquisitions, angel investing, marketing techniques, strategic partnerships, contract negotiation, due diligence, restructuring, private equity, corporate development, and many others.

Brian Bonar has worked in the financial sector for almost three decades and has amassed a lot of wealth during that period. Therefore, it is undisputable that Bonar knows so much in his field of specialty. He is connected to the American Finance Association. Bonar has an impeccable reputation as a leader.

His portfolio is full of accomplishments in the finance sector. One of his greatest secrets to achievement is taking some time to build a lasting relationship with every customer. His excellent leadership skills is an inspiration to many aspiring financial specialists.

Safety And Solving Crimes Are Securus Technologies Passions

There is a company named Securus Technologies that is all about the safety and welfare of the people, and solving and preventing crime. They go about this in a great way because they help correction facilities all the time with their technological advances. They even solve crimes that occur between the inmates. Watch more on youtube.com.

 

It includes information about their company, and comments that were left by officials in correction facilities that they help. In many of the comments, Securus Technologies is appreciated and respected for all that they do in terms of helping to solve and prevent crimes, and to ensure the safety of others. They are even inviting people and investors to visit their headquarters so that they can see exactly what they do. These visitors will see a presentation that will allow them to see the latest technologies that are being used and created to solve and prevent crimes.

 

The company, Securus Technologies is the leader in its industry. They are respected and known all over the world for what they do. Their expertise is sought after by numerous companies and the government too. They are involved with the welfare of prisoners in the millions of numbers on a yearly basis. With their videos, investigations and incident reports, they can tell a lot about what is happening in any given facility.  Going forward, they will continue to develop new technologies that can be used to fight crime. People will surely want to keep up-to-date with what they are creating at any given time because they are a company that knows what they are doing in the public safety field.

 

 

Madison Street Capital’s Outstanding Expertise In Corporate Finance And Governance

Madison Street Capital is an investment banking company. While delivering corporate financial services, the corporation zeroes in on its values of excellence, leadership, service, and integrity. The international company offers its services to private and public companies. Madison Street Capital responds quickly to emerging opportunities in corporate finance because they understand the importance of time sensitivity. By virtue of being in the industry for long, they comprehend the diverse needs of the clients and work towards addressing them. Madison Street Capital has the necessary experience and extensive networks. They also have the knowledge to match buyers and sellers with the appropriate financing to suit every client unique situation.

The methodology used by the company in due diligence, market pricing, valuation, specialized financing as well as mergers and acquisitions is an indication of their expertise in all fields of corporate finance. The other areas include deal structuring, design and employment of alternative exit strategies.

Madison Street Capital has helped clients in different industry verticals to accomplish their goals. Presently, the company is a leader in the areas of corporate governance and corporate finance. Madison Street Capital has facilitated many mergers and acquisitions. The company’s understanding of various sectors of the economy has been integral in building the Madison Street Capital reputation.

In capital advisory, Madison Street Capital’s expertise encompass reorganization services, ESOP advisory, mergers and acquisitions, buy out advisory, and corporate governance. It also includes capital restructuring, private placements, and bankruptcy services. Under its business valuation platform, the company offers company valuation and tax compliance services. In valuation for financial reporting, the firm provides clients with goodwill and intangible asset impairment services, and purchase price allocations. The company has structured finance products and share based compensation.

Under its financial opinions services, the corporation offers solvency & capital adequacy, and independent third party fairness opinions. The company’s asset management pillar zeroes in on portfolio valuation services, financial sponsor coverage, and restructuring services. Its wealth preservation and tax planning strategies include business exit planning and building wealth. This information was originally reported on Madison Street Capital’s website as highlighted in the following link http://www.madisonstreetcapital.com/about-us

Providing an outlook of the hedge fund industry in 2016, Madison Street Capital recently pointed out that 42 deals were closed in 2015 compared to 32 transactions completed in 2014. According to AUM measurement, the transactions were 27 percent higher in 2015. This year, 2016, is expected to see a high number of closed deals in the M&A transactions because of the trends set in 2014 and 2015. According to the company’s M&A overview, the assets of the hedge fund industry are on a record high despite of a dull performance of 2015. Institutional investors are doubling their allocation to the alternative asset management industry. This information was originally mentioned on Hedge Week as outlined in the link below http://www.hedgeweek.com/2016/02/09/236314/madison-capital-provides-2016-outlook-hedge-fund-ma

Waiakea Water Preserves the Environment

Unlike some other bottled waters, Waiakea Hawaiian Volcanic Water brings consumers pure, fresh water from a totally natural source.

It comes from Mauna Loa, the largest subaerial volcano. Although it’s on the Big Island of Hawaii in the tropics, the volcano’s peak is so high it’s capped with snow. This snowmelt and rain drain through 14,000 feet of volcanic rock that’s very porous. That enriches it with essential minerals and electrolytes. Learn more about Waiakea Water: https://www.shopgourmet.com/products/waiakea-hawaiian-volcanic-artesian-water-16-9-oz-pack-of-24

Those include calcium, sodium, magnesium and potassium. And it contains an almost ideal amount of silica. With a natural pH level of 8.8, the water is quite alkaline.

According to NoobPrebuer, because Waiakea water comes directly from the pure volcanic, island environment, the company demonstrates total committment to preserving and protecting that environment. They maintain a carbon-neutral rating. They are the first brand of Hawaiian bottled water and first premium bottled water certified CarbonNeutral®. They accomplish that through supporting reforestation projects.

For every liter of water they sell, they donate 650 liters to communities in Malawi Africa in partnership with Pump Aid. That’s an international charity dedicated to helping communities in rural Africa obtain a supply of clean water.

Along with Pump Aid, Waiakea has provided clean, safe water to 1.5 million people. They’ve also established more than 3,200 Elephant Pumps. All this is in accordance with the traditional Hawaiian concept and practice of “ma¯lama i ka ‘a¯ina.”

Ryan Emmons founded the company in 2012, and by 2015 achieved a 5,000% growth rate according, to PR Newswire. That’s an average of 170% per year. They founded the business on three initiatives: sustainability, health and charitable giving. They reached 2,000 stores in 30 states in the United States. To meet demand, last year they set up a new manufacturing center in Hawaii.

They encourage consumers to drink ethically. By 2015, they were selling over 120,000 cases, and they donated 500 million liters of clean water to Africa. Also, Waiakea water goes into only bottles of 100% recycled (rPET) plastic. This means their packaging as a 90% smaller carbon footprint, 95% less usage of water and 85% smaller consumption of energy. It’s BPA-free.

They obtain the water from an aquifer with a 1.4 billion gallon recharge rate, which means there is plenty available to supply the demand. Their bottling facility runs on 33% renewable energy.